Need access to your deposit early?

Don’t wait until settlement. Use the deposit funds as a bridging loan for next purchase.

Apply Now

It’s your money and there’s no need to wait!

Why negotiate an early release with the buyer and be left disappointed?

+ Finance up to $250,000

We’ll advance you up to 80% of the deposit paid ahead of your property settling.

+ Up to 120 days

It’s a different type of bridging finance once you have an unconditional exchange for up to 120 days.

+ 24 hour approval and funding

We will fund you within 24 hours of completing our application, so you’ll be able to bridge the gap needed to secure your next property.

+ Pay back at settlement

When your existing property settles we are paid to Rello. It’s that simple!

+ One fee paid at settlement

No Interest costs or account set-up fees. Our fee is 5.5% of the amount we advance for 60 days which you pay at settlement.

Apply Now

It was a fast turnaround – only took 3 hours until I had the funding, I needed to secure my next property. Timing is key and with Rello this was made a breeze!

Graham RQuick & Simple

Easier than a mortgage application?

Bridge the funding gap between selling and buying a property.

Need your funds sooner?

If you’ve sold your property, found another, but can’t access funds while waiting for settlement.

Found a new property?

If need some additional cash to add to your deposit, or need to cover moving costs.

It’s a much simpler process.

You have an unconditional contract, deposit paid, equity in your property? Apply online and we will get you an approval within 24 hours.

Pay back at settlement.

No monthly repayments. No establishment or set-up fee. We’ll work with your conveyancer to get paid at settlement just like you.

How it works?

100% online | 24 hour approval | Funding you directly


You're a homeowner and sold your property and have an unconditional Contract of Sale. Congratulations!

Apply online and tell us some information about yourself and about the property you just sold or are selling.

Once we have validated and approved your application, we will directly deposit the funds into your bank account.

We'll set it up with your conveyancer to get paid from settlement just like you do.

Need to access your deposit early?

Apply online today.

Apply Now

* Terms and conditions apply. Funding provided by Rello Finance Pty Ltd, ACN 633 994 859.

Conveyancer or Mortgage Broker?

If you are a Conveyancer or a Mortgage Broker and would like to become a referral partner so we can help your customers, click on the link below.


Who can apply?

  • You must be over the age of 18
  • You must be an Australian Citizen or permanent resident
  • Have a valid ID and contact details (address, mobile and email)
  • You’ve exchanged contracts on a residential property in Australia
  • Your name is on the title
  • You have a confirmed settlement date

How do I access the funds?

We will deposit the approved amount into your nominated bank account once you, have met our credit requirements.

How do I pay back Rello?

When your property settles (on the settlement date) Rello will be paid the advance amount of the deposit plus our fees.

How will I know when my payment is due?

The Agreement sets out the payment date for you which is the settlement date when the funds held in the deposit are due to be released. Rello will also send an email reminder to you prior to the settlement date reconfirming when the funds are due to be paid.

What happens if the sale doesn’t proceed?

If for whatever reason the property sale doesn’t proceed, you are responsible for returning the funds.

What If you need more time?

Our costs are 1% for every additional 30 days up to a total of 120 days.