Unlock future rental income

Get an advance on your rental income to invest in your property.

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Repair now, pay later.

A simple and convenient way for landlords to make property improvements now.

Simple & fast

It takes minutes, not months, to apply for EarlyRent. Your funds are released next business day after approval.

No credit checks

EarlyRent isn’t a loan, but an advance of your rental income.  No heavy disclosure requirements & no impact to your credit score.

No hidden fees

EarlyRent offers a simple monthly fee on your advance amount. No establishment fees. No settlement costs. No surprises.

Fix now, pay later.

Access funding you need to make repairs and improvements quickly and without the headache.

Fix now and pay back over time

Take care of property repairs immediately and improve tenant experience and longevity.

Renovate for higher returns

Increase your weekly asking price with new carpet and blinds, built in robes, or a bathroom makeover.

Tackle urgent property repairs

Whether it’s a leaky roof, a broken air-con, or end-of-lease damages that need repair, we can help you keep your investment in shape.

Create Value

There’s no need to wait for rent day – keep your tenants happy and protect your investment now with EarlyRent.

How it works?


Apply & receive funds

Customise your advance amount and repayment term, then complete our quick and easy online application. We will confirm your property ownership and release funds next business day.


Make repairs & improvements

Move quickly on urgent repairs or get started on property improvements. Keep your tenants happy and watch your returns grow as your property becomes more desirable.


Repay from rent income

We’ll direct debit a share of your rental income every month, so you are never out of pocket. You can manage your payments through our online self-service portal.

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Frequently asked questions

Is EarlyRent a loan?

EarlyRent is not a loan and does not affect your credit score. With us, you’re not taking out a loan or refinancing your mortgage. Instead, you’re leveraging your future rental income to receive a cash advance, without incurring any additional debt.

Our process is quick and easy, and we typically approve and fund you within 1 business days.

What can I use EarlyRent for?

You can use EarlyRent to cover a variety of general or minor home improvement items, such as:

  • Electrical and plumbing works
  • Painting, flooring, and window furnishings
  • Gardening and landscaping
  • Appliance upgrades
  • Works related to regulatory changes
  • Insurance, rates, and strata fees

In short, EarlyRent can be used for most property maintenance and improvement projects. If you’re unsure whether your specific project is covered, please contact us and we’ll be happy to assist you.

How much can I get?

With EarlyRent, you can receive a cash advance based on a percentage of your future rental income, up to a maximum limit of $50,000. This means you can get up to 75% of 2 years’ worth of rental income as funding. Please note that the minimum advance amount is $1,000.

So if you’re a landlord with a steady rental income, EarlyRent can provide you with a flexible, low-risk financing option to help you fund your property upgrades and maintenance.

How much does it cost?

We charge a fixed monthly service fee based on the time you need to pay us back from the rent and the amount you need. We don’t charge any upfront fees.

What is the maximum term I can choose?

You can select either 3, 6, 12 or 24 months to pay back.

How are my property improvement costs paid?

We make a payment for the full amount required to you or your real estate agent. You or your real estate agent then pay the relevant invoices for the services you need.

What information will I need to provide?

To apply for an EarlyRent cash advance, you’ll need to provide us with the following details:

  • Your contact information, including your email and phone number
  • Details of your rental property, such as the address and the type of property
  • Your Property Manager’s contact information
  • A copy of your agency agreement
  • Invoices and quotes for the works to be completed

Once we’ve received your application with all the required information, we’ll assess your eligibility and let you know as soon as possible whether your application has been approved.

What if I withdraw my property from the rental market?

If your property is vacant between tenants, we can pause repayments for up to two months while you search for new tenants.

However, if you decide to withdraw your property from the rental market for any reason, you will need to pay the outstanding balance within 14 days of the withdrawal date.

Can I use it for more than one property?

Yes, you can use it across any of your investment properties.

Have questions? We’re here to help.

Drop your enquiry in the form below and we’ll get back to you as soon as possible.

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* Terms and conditions apply. Funding provided by Rello Finance Pty Ltd, ACN 633 994 859.